IBC Online Banking: Unlock the Benefits of Interest-Bearing Checking Accounts

Are you looking for ways to generate interest from your checking account? IBC online banking offers two interest-bearing accounts that cater to your needs - Check 'N Save Plus and Check 'N Save Negotiable Order of Withdrawal (NOW) accounts. Both options provide check writing privileges, giving you the flexibility to manage your finances effectively.

When determining the investable balance for these accounts, IBC calculates it by using the average balance minus uncollected funds, reserve requirement, and a premium assessment factor. This ensures that you can earn interest on your balance without any unnecessary deductions.

If you have a higher balance and frequent transactions, IBC online banking has got you covered. The Biz Rite Checking account waives monthly service fees and other transaction fees if the investable balance meets certain requirements. This means you can enjoy more flexibility in managing your finances without worrying about additional charges.

On the other hand, if you have low or average monthly transactions, opening a Biz Rite Checking account provides up to 250 free monthly transactions and up to $3,000 in free cash deposits. This option is ideal for individuals with moderate transaction volumes who want to save on fees.

Small business owners and nonprofits can also benefit from IBC online banking's fee-free checking options. The Biz Rite Checking account does not charge a monthly service fee, making it an attractive choice for those looking to save on fees.

In conclusion, IBC online banking offers a range of interest-bearing checking accounts that cater to different financial needs. Whether you're seeking to generate interest, maintain a higher balance, or avoid monthly fees, IBC has got the perfect solution for you. Explore their online banking services today and discover how you can optimize your finances with ease.

Ibc online banking